Terms of Service

Welcome to Blackburn Business Capital. By accessing or using the website located at www.bbizcap.com (the "Website") or any service provided by Olgas Friends LLC and its affiliates (collectively, "Blackburn Business Capital," "we," or "us"), you agree to comply with these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Website or Services.

1. Acceptance of Terms

By accessing or using our Website or services (the "Services"), you acknowledge that you have read, understand, and agree to be bound by these Terms. If you are under 18 years of age or do not agree to these Terms, you are prohibited from using the Services.

2. Accounts

To use certain features of our Services, you may need to create an account. You agree to provide accurate, complete, and current information and to update such information promptly. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Please notify us immediately of any unauthorized use of your account.

3. License to Use the Service

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Services for your legitimate business purposes, in accordance with these Terms. This license does not include the right to modify, distribute, or create derivative works from any content on our Website without our express written consent.

4. Intellectual Property

All content, trademarks, service marks, and logos on the Website are the property of Blackburn Business Capital or our licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content without prior written permission from Blackburn Business Capital.

5. Use of Services

You agree to use the Services only for lawful purposes and in compliance with all applicable laws and regulations. You agree not to:

• Misrepresent your identity or your business information.
• Use the Services for any illegal or unauthorized purpose.
• Attempt to gain unauthorized access to any parts of the Services, including other user accounts.
• Engage in any activity that may interfere with the proper functioning of our Website.

6. Third-Party Links

Our Website may contain links to third-party websites or services. These links are provided for convenience only. Blackburn Business Capital does not endorse or assume responsibility for any content, policies, or practices of third-party websites. Access to any linked sites is at your own risk.

7. Privacy Policy

Your use of our Services is also governed by our Privacy Policy. By using our Website, you consent to the collection and use of your information as described in the Privacy Policy.

8. Disclaimer of Warranties

The Services are provided "as is" and "as available," without warranties of any kind, either express or implied. Blackburn Business Capital disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that the Services will be uninterrupted, secure, or error-free.

9. Limitation of Liability

To the fullest extent permitted by law, Blackburn Business Capital and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, goodwill, or other intangible losses resulting from your access to or use of (or inability to use) the Services.

10. Indemnification

You agree to indemnify, defend, and hold harmless Blackburn Business Capital and its affiliates, employees, and agents from and against all claims, damages, losses, liabilities, and expenses (including attorney's fees) arising from your use of the Services or violation of these Terms.

11. Modifications to the Terms

We reserve the right, at our discretion, to update or modify these Terms at any time. Any changes will be posted on this page, and the "Last Revised" date will be updated. Your continued use of the Services after changes are posted constitutes your acceptance of the modified Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Services shall be resolved in the courts of Broward County, Florida.

13. SMS Communications

By providing your phone number and opting in, you consent to receive SMS/text messages from Blackburn Business Capital regarding your funding application, account updates, and promotional offers. Message and data rates may apply. You may opt out at any time by replying STOP to any message. For help, reply HELP or contact us at the information below.

14. Accessibility

Blackburn Business Capital is committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone and applying the relevant accessibility standards. If you experience any difficulty accessing any part of our Website, please contact us and we will work to provide the information you need.

15. Contact Information

By using Blackburn Business Capital's Services, you acknowledge that you have read, understood, and agree to these Terms of Service.