Acquire, refinance, construct, or renovate commercial property with financing structured to fit your deal. From a $250,000 retail space to a $50 million hotel development — we match your project with the right capital from the right lender.
Commercial real estate (CRE) loans provide financing for purchasing, refinancing, constructing, or renovating income-producing properties and owner-occupied business properties. Unlike residential mortgages, commercial loans are underwritten based on the property's cash flow, the borrower's business strength, and the overall deal structure.
CRE financing comes in many forms — conventional permanent loans, SBA 504 loans, bridge financing for fast closes, construction loans for ground-up development, and DSCR loans for investment properties. The right structure depends on the property type, your timeline, and your financial profile.
At Blackburn Business Capital, our network of 100+ lending partners includes banks, credit unions, CMBS lenders, private capital sources, and SBA-approved lenders who specialize in commercial real estate. Whether you're acquiring a strip mall, building a hotel, or refinancing a warehouse, we match your deal with the lender best positioned to fund it.
Looking for a residential mortgage instead? Visit our partner Stairway Mortgage for home loan solutions.
2-minute application. Basic business info.
We match you with the best lender from 100+ partners.
Compare terms and pick the best deal.
Funds deposited as fast as 24 hours.
No impact to your credit score
Buy office buildings, retail centers, warehouses, mixed-use properties, or owner-occupied commercial space. Competitive rates with terms up to 25 years.
Lower your rate, extend your term, or pull equity from existing properties. Consolidate multiple property loans into better terms.
Need to close fast? Bridge loans fund in days, not months. Ideal for auction purchases, time-sensitive acquisitions, or transitional properties.
Ground-up construction, major renovations, and land development. Interest-only during construction with permanent takeout financing at completion.
Financing for 5+ unit residential properties. Portfolio lending, agency loans, and HUD programs for apartment acquisitions and development.
La Quinta, Marriott, Hyatt, boutique hotels, and resort properties. Specialized hospitality lenders who understand RevPAR and seasonal cash flow.
From small owner-occupied spaces to institutional-scale developments. Our lending network handles the full spectrum of deal sizes.
Permanent, bridge, construction, SBA, DSCR, mezzanine — we structure the right capital stack for your specific deal, not a one-size-fits-all product.
Need to close fast on a time-sensitive deal? Our bridge and hard money partners can fund in days, not weeks. Don't lose a deal to slow financing.
We match your deal with lenders who specialize in your property type and geography. A hotel lender thinks differently than an industrial lender.
Lock in fixed rates for up to 25 years on permanent financing. Protect your cash flow from interest rate fluctuations for the life of the loan.
20+ years of finance experience means we don't just find you a loan — we help structure the deal to maximize leverage, minimize cost, and protect your position.
Our network funds CRE deals from $100,000 to over $50 million. The amount depends on the property value, your down payment, the property's income, your credit profile, and the loan program. For larger deals, we can structure multi-lender capital stacks including senior debt, mezzanine financing, and preferred equity.
Virtually every type: office buildings, retail centers, strip malls, warehouses, industrial facilities, multi-family apartments (5+ units), hotels, restaurants, medical offices, mixed-use buildings, storage facilities, gas stations, car washes, churches, and more. If it's commercial property, we likely have a lender who specializes in it.
A bridge loan is short-term (6-36 months), higher rate, and funds fast — ideal for acquisitions, renovations, or stabilizing a property before refinancing. A permanent loan is long-term (5-25 years), lower rate, and requires the property to be stabilized and cash-flowing. Many deals start with a bridge loan and transition to permanent financing once the business plan is executed.
Typical down payments range from 10-30% depending on the property type, loan program, and your financial profile. SBA 504 loans can go as low as 10% down for owner-occupied properties. Investment properties generally require 20-30%. Bridge loans may offer higher leverage based on the after-repair value of the property.
Absolutely. Hotel financing is one of our specialties. We work with lenders who understand hospitality — RevPAR, ADR, occupancy seasonality, franchise requirements, and PIP (property improvement plan) financing. Whether you're acquiring a flagged property like a Marriott or building a boutique hotel, we have lending partners for it.
Yes. We offer construction financing for ground-up development, major renovations, and conversion projects. Construction loans are typically interest-only during the build period with funding drawn in stages as construction milestones are completed. At completion, we help you transition into permanent financing at the best available terms.
A DSCR (Debt Service Coverage Ratio) loan qualifies you based on the property's income rather than your personal income. If the property generates enough rental income to cover the loan payments (typically 1.2x or higher), you can qualify regardless of your personal tax returns or employment. DSCR loans are popular with real estate investors who own multiple properties.
Blackburn Business Capital focuses exclusively on commercial and investment real estate (5+ units). For residential mortgages — including home purchases, refinances, and 1-4 unit investment properties — we refer our clients to our partner, Stairway Mortgage, who specializes in residential lending.
Tell us about your property and deal structure. We'll match you with the right CRE lender from our network of 100+ lending partners — from bridge loans to permanent financing.