Privacy Policy Terms of Service Affiliate Disclosure

Privacy Policy

Last Updated: January 1, 2026

This Privacy Policy describes how Blackburn Business Capital ("BBC," "we," "our," or "us") collects, uses, and shares information about you when you visit bbizcap.com or use our services. By using our website, you agree to this policy.

1. Who We Are

Blackburn Business Capital is a commercial lending marketplace and broker based in Fort Lauderdale, Florida. We connect business owners with third-party lenders across 44 states. BBC does not make lending decisions — we facilitate introductions between borrowers and lenders.

For privacy questions, contact us at: info@bbizcap.com or by mail at our Fort Lauderdale, FL office.

2. Information We Collect

Information You Provide Directly

  • Contact information (name, email, phone number)
  • Business information (business name, industry, state of operation, time in business)
  • Financial information (monthly revenue, credit score range, existing debt)
  • Funding request details (desired amount, use of funds, urgency)
  • Communications you send us via forms, email, or phone

Information Collected Automatically

  • IP address and general location data
  • Browser type and device information
  • Pages visited, time on site, and referral sources
  • Cookies and similar tracking technologies (see Section 7)

3. How We Use Your Information

We use the information we collect to:

  • Process and evaluate your funding application
  • Match you with appropriate lending partners from our network
  • Contact you regarding your application and available funding options
  • Comply with legal and regulatory requirements
  • Improve our website and services
  • Send you relevant communications about BBC products and services (with your consent)
  • Detect and prevent fraud

4. Information Sharing

BBC shares your information in the following circumstances:

With Lending Partners

When you submit a funding application, we share relevant information with lenders in our network who may be able to fund your request. By submitting an application, you consent to this sharing. We do not control the privacy practices of third-party lenders.

With Service Providers

We work with third-party service providers who assist us with website operation, customer relationship management, analytics, and marketing. These providers are contractually obligated to use your information only as necessary to provide services to BBC.

As Required by Law

We may disclose information when required by law, subpoena, or government order, or when necessary to protect our legal rights or the safety of others.

We do not sell your personal information to third parties for their own marketing purposes.

5. Data Security

We use industry-standard security measures including SSL/TLS encryption to protect information transmitted through our website. Financial and personal data is stored with appropriate access controls. No data transmission over the internet is 100% secure — we cannot guarantee absolute security but take reasonable precautions.

6. Your Rights and Choices

Depending on your location, you may have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your information (subject to legal retention requirements)
  • Opt out of marketing communications at any time
  • California residents: opt out of the sale of personal information (we do not sell personal data)

To exercise these rights, contact us at info@bbizcap.com.

7. Cookies

Our website uses cookies and similar technologies to improve user experience, analyze traffic, and support marketing. You can control cookies through your browser settings. Disabling cookies may affect some website functionality. We use Google Analytics and may use retargeting pixels from advertising platforms.

8. Third-Party Links

Our website contains links to third-party websites including lender websites and partner sites. We are not responsible for the privacy practices of those sites. We encourage you to review their privacy policies before providing any information.

9. Children's Privacy

Our services are intended for adults operating businesses. We do not knowingly collect information from anyone under 18 years of age. If you believe a minor has provided us information, contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy periodically. We will post the updated policy on this page with a new "Last Updated" date. Continued use of our website after changes constitutes acceptance of the revised policy.

11. Contact Us

For privacy-related questions or requests:
Email: info@bbizcap.com
Website: bbizcap.com
Location: Fort Lauderdale, FL

Terms of Service

Last Updated: January 1, 2026

These Terms of Service govern your use of bbizcap.com and BBC's services. By accessing our website or submitting an application, you agree to these terms. Please read them carefully.

1. About BBC's Services

Blackburn Business Capital is a commercial lending marketplace and broker. We connect business owners with third-party lenders. BBC is not a bank, direct lender, or financial institution. We do not make credit decisions — all lending decisions are made by the third-party lenders in our network.

BBC is compensated by lenders upon successful funding of a deal. There is no cost to business owners for BBC's services.

2. Eligibility

To use BBC's services you must: (a) be at least 18 years of age; (b) be a duly authorized representative of a legitimate business entity; (c) reside in a state where BBC operates; and (d) provide accurate and complete information in all applications and communications.

3. Application and Information Accuracy

By submitting a funding application, you represent and warrant that all information provided is true, accurate, complete, and current. Providing false or misleading information may constitute fraud and may result in immediate termination of services and referral to appropriate authorities.

4. No Guarantee of Funding

BBC does not guarantee that any funding application will result in an approved loan or funding. Approval and terms are determined solely by third-party lenders. BBC makes no representations about your likelihood of approval, available interest rates, or loan terms.

5. Third-Party Lenders

By submitting an application through BBC, you authorize us to share your information with lenders in our network. Third-party lenders have their own terms, conditions, privacy policies, and lending criteria. BBC is not responsible for the actions, decisions, or terms offered by third-party lenders.

6. Communications Consent

By submitting a form on our website, you consent to being contacted by BBC and its lending partners via phone, email, and text message regarding your inquiry. You may opt out of marketing communications at any time. Message and data rates may apply for text messages.

7. Intellectual Property

All content on bbizcap.com — including text, graphics, logos, and code — is the property of Blackburn Business Capital and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or use our content without express written permission.

8. Disclaimer of Warranties

BBC's website and services are provided "as is" without warranties of any kind, express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or harmful components. Information on this website is for general informational purposes only and should not be construed as financial, legal, or tax advice.

9. Limitation of Liability

To the fullest extent permitted by law, BBC and its principals, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or any funded or unfunded loan transaction facilitated through our platform.

10. Governing Law

These Terms are governed by the laws of the State of Florida. Any disputes arising under these Terms shall be resolved in the courts of Broward County, Florida.

11. Changes to Terms

BBC reserves the right to modify these Terms at any time. Updated terms will be posted on this page. Continued use of our services after changes constitutes acceptance.

12. Contact

For questions about these Terms: info@bbizcap.com | Fort Lauderdale, FL

Affiliate & Broker Disclosure

Last Updated: January 1, 2026

Blackburn Business Capital is a commercial lending broker and marketplace. This disclosure explains how we are compensated and what that means for you as a business owner or referring partner.

1. BBC's Role

Blackburn Business Capital is a commercial lending broker and marketplace. We are not a bank, credit union, or direct lender. We do not fund loans ourselves — we connect business owners with third-party lenders in our network who make independent lending decisions.

2. How BBC Is Compensated

BBC is compensated by lenders when a funding transaction successfully closes. This compensation typically takes the form of a commission or referral fee paid by the lender, calculated as a percentage of the funded amount. This fee is paid by the lender — not by you as the borrower.

There is no cost to business owners for using BBC's services. You will not be charged an application fee, broker fee, or origination fee by BBC.

3. Potential Conflicts of Interest

Because BBC is compensated by lenders, there is an inherent potential conflict of interest. BBC may earn different commission amounts depending on which lender funds a deal or which product is used. However, BBC's policy is to match clients with the lender and product that best fits their needs — not the one that generates the highest commission for BBC.

We are transparent about this structure and encourage all clients to review any loan offer carefully before accepting.

4. Referral Partner Compensation

BBC operates a referral partner and ISO/broker program. Participating partners who refer business owners to BBC may receive a portion of BBC's earned commission when a referred deal successfully funds. Partner compensation is governed by individual partner agreements.

Partners who refer deals to BBC are required to disclose their referral relationship to the business owners they refer, as required by applicable law.

5. Website Content and Links

Some content on bbizcap.com may include links to third-party lenders, products, or service providers. BBC may have commercial relationships with some of these parties. The presence of a link does not constitute an endorsement, and BBC encourages all users to conduct their own due diligence on any lender or financial product.

6. Regulatory Compliance

BBC operates in compliance with applicable federal and state commercial lending broker regulations. BBC does not engage in residential mortgage brokering. Commercial lending broker licensing requirements vary by state — BBC maintains appropriate licensing where required.

7. Questions

If you have questions about BBC's compensation structure, r