Opening a new franchise or expanding an existing one? We match franchise owners with the right lenders — SBA loans, equipment financing, working capital, and more — from our network of 122+ lenders across 40 states + D.C.
Every franchise is different. We match you with the right product based on your brand, revenue, credit, and timeline.
The gold standard for franchise financing. Low down payments, long terms, and some of the lowest rates available for franchise buyers.
Finance the equipment your franchise needs — kitchen equipment, POS systems, vehicles, fitness equipment, or brand-required assets.
Revolving credit for day-to-day operations, inventory, marketing, and seasonal cash flow gaps.
Fixed-term financing for a second location, renovation, or major build-out. Predictable monthly payments.
No collateral, minimal paperwork. For franchise owners who need fast working capital with consistent monthly revenue.
Own your franchise location. SBA 504 is ideal for owner-occupied franchise real estate with low down payments.
Whether you're opening your first Subway or adding a third Orangetheory location, we've worked with franchise owners across every major category. If the brand is on the SBA Franchise Registry, we can usually get it funded fast.
The SBA Franchise Registry is a pre-approved list of franchise brands that lenders recognize. Being on the registry speeds up SBA approval significantly — and most major brands qualify.
Check My Brand →The SBA 7(a) loan was practically designed for franchise financing. Here's why it's the first option we explore for most franchise buyers.
Only 10–20% down vs. conventional loans requiring 30%+. Keep more capital for operations and working capital.
Up to 25 years for real estate, 10 years for working capital. Lower monthly payments = more cash flow.
SBA rates are capped at Prime + 2.75–3.75%. Far lower than most alternative lenders.
Franchise fees, equipment, real estate, working capital, and build-out costs — all in one loan.
You've chosen your brand, signed the FDD, and need to fund the build-out, franchise fee, equipment, and first few months of working capital.
You have a proven, profitable location and want to open additional units, renovate your current space, or smooth out cash flow between seasons.
One application. Tell us your franchise brand, location, and how much you need.
We match your profile to the best lenders for your specific franchise and situation.
You get term sheets with rates, amounts, and terms. No obligation to choose anything.
We guide you through docs, appraisal, and closing. Then go open your franchise.
Most programs require 10–30% down. SBA 7(a) typically requires 10–20% for well-documented franchise opportunities on the SBA Registry. 100% financing is rare but sometimes available for highly qualified borrowers with significant collateral.
Not required, but it helps significantly. Brands on the SBA Franchise Registry have pre-reviewed franchise agreements, which speeds up the approval process. Brands not on the registry can still get SBA financing, but it takes longer.
SBA loans typically close in 30–90 days. SBA Preferred Lenders can close faster. Non-SBA options like equipment financing or term loans can close in 3–10 days. We'll tell you upfront what timeline to expect.
Yes — SBA 7(a) is one of the best ways to buy an existing franchise from another franchisee. You'll need the business's financials, a valuation, and the seller's cooperation. SBA 7(a) can finance up to $5M for acquisitions.
SBA and conventional financing require 650–680+ credit. If your score is below that, we can help with credit repair — most clients improve significantly in 90–180 days. Revenue-based financing and equipment financing are available at lower thresholds for existing franchise owners.
One application connects you to 122+ lenders. Free consultation, no obligation, no upfront fees.