BBC's referral program is built for professionals who work with business owners. You make the introduction — we handle everything else. Your referral fee is paid the same day the deal funds.
The more volume your referrals generate each month, the higher your total payout. It's that simple.
Every partner earns a base referral fee the same day a deal funds. Partners who generate strong monthly volume earn an additional end-of-month bonus — automatically calculated on all deals that month.
Tiers are calculated monthly based on total funded volume from your referrals. You always start at Affiliate — and move up automatically when your volume qualifies.
Threshold: Any funded volume — no minimum required
Deal funded: $40K MCA → BBC earns $2,520 → You earn $252 same day
Threshold: $250,000+ in total funded volume in a calendar month
3 deals totaling $300K funded → 10% paid same day on each → +15% bonus on all 3 deals at month end
Threshold: $750,000+ in total funded volume in a calendar month
$800K funded in a month → 10% same day on every deal → +30% bonus on ALL deals at month end
BBC's commission is earned as a percentage of the funded loan amount — typically 1–6% depending on product. Your referral fee is calculated as your tier percentage of BBC's earned commission. Full details provided in your partner agreement.
BBC's referral program isn't for everyone — it's for professionals whose existing relationships naturally surface business owners who need capital. If that's you, your network is already generating referral fees you're not capturing.
Your investor clients and business-owner clients need commercial capital constantly — renovations, acquisitions, expansions, equipment. A warm introduction to BBC costs you nothing and earns you a check.
The moment: Investor client asks about financing their next commercial property or business purchase.
Commercial deals cross your desk and you can't place them. Stop losing that conversation — refer it to BBC and earn on a deal you couldn't close anyway. Your client gets helped. You get paid.
The moment: A client asks about a commercial property loan, business line of credit, or SBA loan.
You see your clients' financials every quarter. You know before they do when they need capital. A timely referral is one of the most valuable things you can do for a client — and BBC pays you for it.
The moment: Client is cash-flow constrained, needs equipment, or is planning an acquisition.
Business formation, M&A, estate planning — capital needs arise constantly in your practice. Connecting a client to the right funding resource strengthens your relationship and generates a referral fee.
The moment: Client is forming a business, acquiring a company, or needs working capital.
Your clients ask "how do I fund this?" constantly. Now you have a trusted answer — and you earn when they act on it. Every funding need you surface is a referral opportunity.
The moment: Client wants to hire, expand, buy equipment, or launch a new location.
Your business-owner clients' biggest financial moves — acquisitions, expansions, equipment — often require outside capital. BBC funds them, you earn a fee, and your client relationship deepens.
The moment: Client is growing their business and needs capital beyond what their balance sheet supports.
This referral program is designed for professionals making warm introductions — not for active commercial loan brokers or ISOs who want to co-broker deals. If you're an experienced broker looking to submit and manage your own deal pipeline through BBC's lender network, contact Jim directly to discuss a separate arrangement. The referral program is for people who say "call Jim" — not people who want to run the file themselves.
We want to be completely clear about how little effort is required on your end. This is not a second job.
Sign a simple referral partner agreement with BBC. Free to join, no minimums, no license required. Takes about 10 minutes.
When a business owner in your world needs capital, submit their name and contact info below — or call Jim directly. That's your job done.
BBC closes the deal. You receive 10% same day it funds — plus a volume bonus at month end if your referrals hit $250K or $750K that month.
We'll reach out to your contact within 1–2 business hours.
We'll reach out to your contact within 1–2 business hours. You'll be notified as the deal progresses — and paid the same day it funds.
Every business owner conversation you have is a potential referral fee. Join BBC's partner network free — no minimums, no license, no risk.